Zolipirira mbali ya kusintha ntchito penshioni ndi zaluso

Zolipirira mbali ya penshioni ntchito ndi anasonkhanitsa anapanga chifukwa amachotsera ndalama amakhoma misonkho 'mu thumba penshioni. Pali iwo anayikidwa pa amafotokoza, omwe unalembedwa. Ndalama akhoza uli onse mu gulu ndiponso ndalama zimene ali payekha.

Ndalama osati ndi ufulu aganyali zosiyanasiyana mapulogalamu, komanso kuti tichite izi kuonetsetsa kuti ndalama osati depreciated chifukwa kufufuma ndi kupanga ndalama. Revenues ayeneranso n'komwe mu dzina nkhani. Chiwalo ndalama zolipirira wa penshioni ntchito ali osiyana chifukwa payekha.

Kusinthidwa kwa Act penshioni Insurance

Iwo anali ankaganiza, malinga ndi Baibulo loyambirira la chilamulo cha 2002, kapena kudzikundikira penshioni ntchito adzapatsidwa kwa anthu amene ali kupita kupuma mu 2016 (anthu) ndi 2011 (akazi). Mu 2005, lamulo zasintha mu 2005 mlandu mbali olipiridwa wa penshioni ntchito tsopano kukhala okhawo amene anali ndi mwayi kuti abadwe mu 1967, komanso anthu amene amabadwa ina.

Anthu ndalama kumene kunachitika ku 2002 ndi 2005, kudzakhala zikupezeka ndalama penshioni, umene kusankha eni anapanga dzina nkhani. M'mawu ena, ngati kubadwa kwanu chinachitikira ndi nthawi pamaso 1967, simudzaliranso kubala zigawo accrual la chakudya cha penshoni, izo ndizo mbali zikuluzikulu ndi inshuwalansi. Koma ndalama zimene anapanga pa dzina nkhani 2002 ndi 2005, ntchito limodzi ndi nkhani zonse ndalama zina, ndipo kenako n'komwe mu pantchito (ie, anawonjezera kuti masamu ndipo analipira).

Kodi kuchuluka kwa kudzikundikira mbali ya penshioni

Izo zimatengera imeneyi chigawo chimodzi malipiro. Mtengo wa gawo olipiridwa chaka (kuchuluka amene anasamutsidwa ku thumba la ndalama za penshoni msonkho) ndi kuchuluka yoikika mtengo wa chizindikiro makamaka malipiro unakhazikitsidwa Chilamulo. Amasankha kukula kwake mu mawu a ndalama.

Ngati zasungidwa anu ali rubles osachepera mazana awiri ndi makumi asanu ndi atatu zikwi chaka m'chaka 2005-2007 wa pantchito ndalama adzakhala zopanda 4% cha ndalamazo. Kuyambira mu 2008, ndi ndalama chimodzimodzi adzakhala deducted oposa 6% pa chaka, kuti alenge mbali zolipirira wa penshioni ntchito.

Malipiro mu osiyanasiyana kuchokera rubles 280 600 zikwi amabweretsa pa mwadzina chifukwa ndalama 11.200 zikwi. Opaka. ndi 1.6% ya ndalama choposa mazana awiri ndi makumi asanu ndi atatu zikwi - 2005-2007. Popeza 2008, 16.800 ndi 2.4% motero.

Ngati malipiro anu ndi rubles kuposa 600 zikwi pa chaka, kuchuluka kwa milandu atathana: mu 2005 ndi 2007 - 16320 pa chaka 2008 - 24480 pa chaka chifukwa ndalama.

Monga mbali ya penshioni yaperekedwa kwa olipiridwa

Kupereka gawo ndalama zolipirira wa penshioni ntchito nthawi yomweyo kuika nzika ku penshioni chikhalidwe, komanso anthu amene ali ndi chilema kapena amalandira penshioni, chakudya wopulumuka. zoperekazo n'zochepa chiwerengero cha penshioni accrued ndi payouts. chiŵerengero Zimenezi ziyenera zosaposa 5%. Kudzakhala kotheka kuti malipiro mwadzidzidzi ndalama penshioni kwa July chaka chino (2012), malinga ndi Act 2011.

Onse kupatula zinthu tatchula pamwambapa la chilamulo, malipiro mwamsanga sadzakhala mu chikhalidwe cha kamodzi. Kupeza ndalama mwachangu anapereka kwa zaka khumi pang'onopang'ono ofanana. M'mawu ena, chirichonse chimene anasonkhanitsa nzika ndi ankaona nkhani payekha, udzagawika ndi 10 ndipo analipira monga mbali ya penshioni accrued.

Pakuti malipiro mwamsanga ndi kuchuluka kwa likulu umayi, ngati umalimbana mapangidwe mayi anapuma. Iye anatipatsa nthawi ya malipiro a osachepera zaka khumi. Zikatero, ngati pali imfa yadzidzidzi ya malipiro wolandira msanga, kuti adzalandira Amlowam'malo monga mwa chilamulo, ndiko mkazi kapena ana.

Lamulo amapereka kusintha kwa gawo olipiridwa wa penshioni, komanso ngati kuchuluka kwa ndalama mwamsanga kuchuluka kwa ndalama opangidwa kuchokera ndalama ndalama.