Bank chapakati: ntchito, ntchito, mtengo

Chofunika kwambiri a dongosolo banki ndi kasamalidwe ake m'dziko lililonse ndi gombe lapadera. Ntchito ya bungwe ili zosiyanasiyana komanso zosangalatsa kwambiri, chifukwa mafunso kuti ndawala, bodza muzochitika zosiyana za moyo chuma cha boma. ntchito yake yaikulu ndi kuonetsetsa mtendere wa ndalama national m'dzikoli ndi kukhalabe kusinthitsa ndalama zake pa msika yakunja.

Nthawi zambiri, kosamalira ndalama si nkhani kunena mwachindunji. Kawirikawiri mwini mwamwambo chabe chuma cha banki ndi boma thupi, koma nthawi zambiri ma sheya hoda - anthu payekha. Waukulu ntchito za chapakati banki la dziko ndi zofunika kwambiri ndi pafupi zofanana inati zonse:

• Choyamba, Bank ku Central ndi issuer la ndalama, kugwira ntchito mu dziko, ndiko kuti, ziri kulankhula, ndi makina ndalama;
• Chachiwiri, amachita ngati "banki a mabanki", amuchita zosowa za mabungwe malonda chuma ndi oyang'anira mtendere wa dongosolo lonse, kutenga kukhalabe nkhokwe chofunika;
• Chachitatu, ali ngati mfundo ndalama Chiongoko, kotero kuti ndikukhazikitsa angapo zochita.

Kotero, ichi ndi chimene zambiri wakhala aliyense banki chapakati. Ntchito kuti anachita mogwirizana ndi khalidwe la ndondomeko ya ndalama komanso ndi lotereli ndi opanda chidwi, iwo ingathandize ubwenzi wake ndi mabanki malonda. Bank chapakati asaaonerera kufufuma ndi ndalama dziko, nachita mothandizidwa ndi zida zitatu zachuma:

1. ndalama okwanira kasamalidwe. yambiri ndalama kumachepetsa kufunika kwa iwo ndipo kumachepetsa ndalama zawo. Chifukwa cha ndalama mu msika yachilendo akupeza mtengo, ndi kufufuma zolimira. Yosamveka chida, amene kwambiri kumakhudzanso njira mu chuma msika.
2. Management wa chiwongola dzanja m'munsi ndi kuchuluka kwa nkhokwe chofunika. Kuchepetsa ndi kukula zolozerazi awiri Bank ku Central komanso amalowerera "mtengo" wa ndalama ndi nthawi dongosolo banki, kudzera zotsatira zake pa okwanira ndi kufunika kwa ndalama ndi chofunika misika.
3. kuwombola okhonda alowererepo. The zambiri ntchito chida, amene ali amadza wokongola zosapindulitsa kufufuma, koma kumathandiza kuchepetsa Kusinthanitsa kwa ndalama ya ndalama dziko. Kugula kapena kugulitsa kapena ndalama national pa msika lotseguka, Bank ku Central kumakhudza ake kulemera chuma ndipo, chotero, mtengo wake. Komanso akhoza chinkhoswe mu kugula ndi kugulitsa masheya wosindikiza boma.

Banki chapakati, zomwe zimagwira ntchito mogwirizana dziko kungakhale kuchepera kapena onse kuposa, ndithudi, ndi chiwalo zofunikira mu chuma ndi ngongole ya boma. Kuwonjezera mabanki ochiritsira, lili ngongole kwa boma, kuchita ngongole mkati ndi kugulitsa nsinga kupelekedwa ndi Unduna wa Zachuma kapena thupi ofanana. Ntchito ya Bank ku Central la Russia, komanso mwina mayiko ena sikuthera pamenepo. Ambiri Bank ku Central amadziwikanso chinkhoswe mu deta ndi kufalitsa mauthenga zowerengera zokhudza zizindikiro zazikulu za citukuko, kukhazikitsidwa kwa nduna mitengo ndalama ndi ntchito zina zowonjezera.

The nkhani zachuma a dziko lililonse n'kovuta kupeza thupi limene likuchita ndi zinthu zofunika kwambiri monga gombe lapadera. Ntchito kuti amachita ndiponso mavuto kuti wasankha zofunika kwambiri moti popanda iwo, mwinamwake, boma sitingapeze moyo chuma msika.