Chabwino n'chiti: Visa kapena MasterCard?

makadi pulasitiki monga mbali ya moyo wathu wa tsiku ndi tsiku kuti anthu sangathe n'komwe zimene zingachitike ngati iwo kunalibe konse. Kulola ife kulipira katundu, kusangalala kuchotsera, ndalama pa ATMs, kuwagwiritsa ntchito makhadi ndi zina zambiri. khadi limakupatsani kusunga ndalama mu ngozi, popeza wambirimbiri nyumba ndi oopsa, ndi kuyenda kwa anawapatsa ndalama kwa ndalama ndi kuima mu queues lalikulu - akungotaya nthawi.

Tikumbukenso kuti ngakhale kufanana kwa ntchito zawo, makhadi nawobe kusiyana. MasterCard ndi Visa - ndi ambiri kachitidwe malipiro, ali midadada yaikulu mu dziko la ndalama. Choncho, munthu amene akufuna kutsegula khadi, pali explainable ndithu funso la pyadidi - Visa kapena MasterCard.

N'zosatheka kunena motsimikiza kuti dongosolo malipiro bwino, chifukwa iwo ali pafupifupi ofanana. Kumene, iwo ndi kusiyana, koma ubwino ndi kuipa zimadalira yekha pa zokonda za munthu weniweni. Ngati inu mukudziwa zolinga anathamangitsa ndi kasitomala, n'zotheka kudziwa yemwe khadi kusankha: Master Khadi kapena Visa. Komabe, ndi kusankha aliyense mwa iwo, palibe amene sadzatayikiridwa kwambiri, chifukwa kusiyana zonyozeka.

chiwerengero cha ATMs, masitolo ndi mabungwe ena kulandira makadi kachitidwe malipiro ndi zoopsa. Choncho, kupita ku dziko lililonse, dziwani kuti padzakhala khadi pulasitiki kulipira. Ngati yankho ku funso la amene ali bwino, Visa kapena MasterCard ntchito mu Russia, tisaiwale kuti MasterCard mwini 25% msika Russian, ndi Visa - 40%, mpumulo agawanika pa machitidwe ang'onoang'ono.

Ngati mukufuna kupita kuyenda, kusankha khadi zochokera kufunika, mu dziko chimene inu kudzacheza. chakuti membala wa dongosolo malipiro US Visa, kotero Ufumuyo dola ndi ndalama kutembenuka ndi kuwerengedwa. Mwachitsanzo, ngati mukufuna kusamutsa rubles kuti yuro, mu malo oyamba ndalama n'kukhala madola kenako mu mayuro. Childs, ndi kasitomala Motero wotaya kuchokera 1 mpaka 4% ya ndalama anapempha.

MasterCard wa dongosolo malipiro European. Otembenuka mwachindunji mu ndalama anakhumba, kotero Commission ndi pang'ono pokha. Koma mfundo imeneyi komabe si kuyankha funso la chimene ali bwino, Visa kapena MasterCard. Visa bwino ntchito kuyenda kwa United States, Canada, Latin America ndi Australia. MasterCard khadi yabwino kwambiri kupita ku Ulaya.

Ngati mudzapempha antchito banki, isiyana ndi Visa MasterCard, yankho lomveka bwino ndi chodziwikiratu kuti mwana'yo. Ambiri mwa oimira mabungwe ena azachuma amanena kuti machitidwe onse malipiro ndi ziri mbali chomwecho, kotero sindikusamala tichisankhe. Ena mabanki amalangiza dongosolo yeniyeni malipiro, chifukwa akufuna, ndipo iwo kwenikweni kufotokoza bwino, Visa kapena MasterCard.

Kugwiritsa ntchito khadi mkati dziko, palibe kusiyana makamaka kusankha dongosolo malipiro. Koma apa ntchito pamene anapita kudziko lina, komabe m'pofunika kuzindikira kuti khadi MacterCard zambiri zaphindu monga timatha kutsegula akaunti mumauro ndi madola.