Cholowa cha ntchito likulu mu chuma. Chiŵerengero: chilinganizo

Ntchito likulu amatanthauza mbali yofunika kwambiri ya chuma cha ogwira ntchito iliyonse. Pa mkombero wina kupanga zinthu izi kwathunthu kusintha mawu ake chuma mu mawonekedwe a ndalama. Choncho iwo zimatchedwa gawo mafoni pa chuma.

The gawo la chuma ziliri pa chuma okwana lolamulidwa ndi zonse za mabungwe mawunikidwe. Kupanda ndipo zotsala chuma Amachitanso zoipa zotsatira kampaniyo. Ngati kuchuluka kwa likulu ntchito ndi anasonkhanitsa, mlingo wa zolowa. Chifukwa cha ichi, phindu amachepetsa.

Kupanda mafoni limodzi downtime, ngozi m'kati mwa mkombero kupanga. Lilinso kungasokoneze Zotsatira za chuma. Choncho, mfundo ndi njira kwa kusanthula chuma kufalitsidwa, kuzilingalira mosamalitsa.

Sayenda Kukhazikika mukukonzeratu ndalama

chuma cha kampani Current zigwirizana m'matangadza, zipangizo, ndalama yochepa ndi nkhani olandila. Iwo ali mu ndondomeko ya ulimi wa mankhwala atha ndipo ali akuyendera nthawi opaleshoni. The mkombero umatha pamene ndalama kuchokera zogulitsa adzabwezedwa kwa nkhani bungwe.

Cholowa cha ntchito likulu mu chuma moyang'aniridwa wofunafuna ya zachuma. Kuwonjezera pa mfundo yakuti ndalama zolowa zimadalira kuchuluka kwa phindu kampani, izi chuma kupanga ndalama mlingo wa kampani.

Mfundo katundu amenewa ndi yachangu zikhoza kusinthidwa mu ndalama. Choncho, m'pamenenso chuma m'manja pa kutaya kampaniyo, liwiro kuti adzatha kulipira, ngati n'koyenera, ndi ndalamawo. Choncho ndalama zimenezi zimatchedwa madzi.

Lingaliro la liquidity

Kupezeka kwa ntchito likulu ndalama ofanana kapena wamkulu kuposa ngongole panopa wa kampani, kukutsimikizira kubweranso kwa ndalama ngongole nthawi (kwa nthawi zikugwira ntchito).

Lingaliro la liquidity odzipereka matanthauzo angapo. Iye, poyamba, limachititsa kuchita mwamsanga zikamera wa mavuto a zachuma. Kachiwiri, liquidity angadwale muyezo pepala okwana motero, kuwonjezera malonda. Kachitatu, izo kukutsimikizira yake kubwerera kwa ngongole yochepa.

Zikwanire liquidity pa chuma opereka mwayi ogwira ntchito yatsopano ndi ubwino. Kumatanthauza kudziletsa pa kayendetsedwe ka chuma chawo, komanso bata ndalama.

Ngati chithunzi ndi zolondola, zikutanthauza kasamalidwe kampani mwaluso amalowerera katundu zopatsidwa kwa iye.

osakwanira liquidity

Kupanda ntchito likulu nawo katundu wa kumabweretsa angapo mavuto. Woyamba ungakhuzidwire kupanga. Kupanda zipangizo kuonekera mu mlingo chomaliza kupanga mankhwala. Pa deceleration ndondomeko mkombero amachepetsa chiwerengero cha phindu.

Komanso, kupanda liquidity mu dongosolo la muyezo wa ndalama kumabweretsa imfa tsankho kapena wathunthu wa ndalama zawozawo. Nthawi zina kampani mwina ngakhale amakumana bankirapuse.

Obwereketsa simungakhoze kupeza ndalama zawo ndi chidwi pa nthawi. Izi Sachita chizindikiro cha chikoka ndalama za kampaniyo. Iye ayenera kugwira ntchito zinthu kwambiri chowawa. Choncho, gawo la chuma panopa ndi liquidity ayenera asataye m'gululo ndalama.

chilinganizo

Kuti mumvetse zimene liquidity, chilinganizo chimene Adzaperekedwa hereinafter, m'pofunika kuganizira masovedwe maganizo. Kumafuna kuganizira za kuchuluka lonse la chuma panopa, komanso dongosolo lawo. General (kapena panopa) liquidity kuchita masamu motere:

Kr = o / NKHA, kumene o - kuchuluka pafupifupi mbali zobwezerezedwanso za chuma NKHA - ngongole yochepa.

Deta kuti aziona mawonekedwe kudzachitika № mlandu 1 - bwino. Mu nkhani iyi, liquidity wa chilinganizo chimene waperekedwa pamwamba, amaonekera izi:

Kr = (p. 1240 + 1220 + 1250 + 1232 + 1260 + 1231) / s. 1600

Komabe, ichi ndi chizindikiro wamba. chakuti katundu kampani amakhala ndi mlingo wosiyana zolowa. Choncho, kapangidwe ayenera kuonedwa payokha.

zizindikiro zina

Kuwonjezera chiŵerengero panopa, chofunika kuti aone phindu lake wapakatikati ndi mtheradi. Komanso ankafufuza chiwerengero cha ndalama zokha mu chuma panopa. Wogwirizira liquidity Kodi kuganizira kwambiri pang'onopang'ono akuyendera mbali ya nkhokwe panopa katundu. Ndondomeko adzakhala:

CPL = (o - W) / NKHA, kumene Z - m'matangadza.

The chuma ambiri madzi ndi ndalama. Choncho, ili bwino pepala item ndi zofunika amamvetsera. Mtheradi liquidity kuchita masamu motere:

CALORIES = DS / NKHA, kumene DC - ndalama.

Potaya gawo la chuma ziliri pa chuma okwana sitingathe kunyalanyaza chitetezo cha likulu yake ntchito. The koyefishienti adzakhala mawonekedwe zotsatirazi:

EHC = (NKHA - PA) / o, komwe AT - chuma sanali panopa.

mfundo Normative

Ena kufunika ayenera nawo ntchito likulu mu chuma. alionse wayikidwa malinga ndi mtundu wa makampani imene kampaniyo umayendetsedwera. Pakuti mtundu uliwonse wa liquidity linanena ndi malire ake.

Choncho, ambiri makampani zoweta ndi achilendo kupirira panopa liquidity chiŵerengero si zosakwana 2. Ndi zimenezo. Ndalama Kukhazikika mukukonzeratu ayenera kupitiliza ngongole panopa ndi nthawi 2. Koma izi si muyezo yekha.

Wogwirizira liquidity ayenera kutsatira 0.7-1. Si bwino kuchepetsa mlingo wa zosakwana 1, koma izo zidalira pa mafakitale. Mtheradi liquidity atakhala 0.2-0.5. The osachepera kololeka Mtengo 0,1.

Index of zolowa magwero mwini wa ndalama ayenera angagwe m'munsimu 0,1. Kuchita zonse zizichitika zikusonyeza bwino yolondola ya mlathowo komanso bata ndalama ndi ndalama chikoka cha kampani.

chopitirira

Ngati ife kuwerengera nawo ntchito likulu mu chuma ndipo yerekezerani chifukwa ndi mwakale, tinganene kuthekera wa kufalitsa chuma pa zinthu moyenera pepala. A owonjezera yofunika kwambiri koefishienti makhalidwe akonzedwa Sali olandilidwa. Kudzikundikira ndalama m'matangadza, nkhani olandila ukuwonjezeka zolowa ndi mkombero.

Atafufuza mfundo monga cholowa cha chuma ziliri pa chuma okwana akhoza anagwira kusanthula olondola a dongosolo muyezo pepala. Potengera deta wokometsedwa zofunika zizindikiro za liquidity, kupezeka kwa magwero okha a ndalama. Izi kumawonjezera mtendere wa bungwe ndipo kumayambitsa milingo apamwamba phindu.