Kafukufuku mtendere ndalama ogwira ntchito pa maziko a njira kutentha pa chitsanzo cha MSW

Pa zaka 20 zapitazi, kusiyana ena pakati phindu lenileni la makampani analemba malipoti ndipo ziyenera ndi ndalama. Maziko zikusiyana ichi ndi chinthu cha zizindikiro chikoka cha bata chuma, msika capitalization wa chuma chosaoneka ndi maso (IA). Today kale ndi chinsinsi kuwonjezeka kwa bata ndalama makamaka chifukwa likulu aluntha, kuphatikizapo pa kampani ndi zopangidwa ake osiyana.

N'zoonekeratu kuti anira bwino kwa chuma chosaoneka ndi maso, ntchito yokonza zopangidwa kuti zingakhudzire kampani ndalama pempho. Ndipo kuyambira mwachindunji zimadalira ziyenera a bata ndalama. Kuchokera pamenepa mwachidziwikire motere kufunika kumvetsera kwambiri chuma kasamalidwe chosaoneka ndi maso kuposa momwe izo zinaliri poyamba mchitidwe zoweta.

Iwo imatsimikizirika kuti kalembera chosaoneka ndi maso magulu ambiri ndi mtundu wamphamvu zakuthupi apamwamba. Lowunikira la bata ndalama, zambiri likuthandiza owonjezera ndi mtengo wake, ndi zopereka kukula ndi chitukuko cha kampani.

Mu Belarus vuto mlandu chuma chosaoneka ndi maso ndi mtundu mbali yawo kufunika kampani ndi pachimake kwambiri. Zimenezi n'zofunika kwambiri makamaka kwa makampani kusintha mawonekedwe awo umwini wa kuti kusintha phindu pamaso pa ndalama angathe. OAO MMZ (JSC "Minsk Njinga Bzalani"), kuwonjezekeredwa mu 2008, 2009 IA mu chuma bungwe la kuchuluka kwa 0,38% ndi chuma sanali apano - 0,97%. Chiwerengerochi amasonyeza bwino kuti pali kufunika kuti azipeza ntchito chuma chosaoneka ndi maso kuti kuonjezera ndalama za bizinesi, kumene mtundu ndi mtundu waukulu chuma chosaoneka ndi maso, umene zinalengedwa mwa luso ndi kapangidwe ka gulu.

Mu malo zomangamanga ndi kovuta kukhala mpikisano, choncho wokongola kwa ndalama angathe. Kafukufuku mtendere ndalama kampani, ndi ndalama chikoka cha cholinga ndi chikhalidwe ndalama makamaka yekha, amene kusanthula ndi kugwiritsa ntchito njira zochokera ndalama chikhalidwe ndi solvency magawanidwe. OAO MMZ mapeto a 2010. The ndalama ufulu chiŵerengero anali 0,312, alionse m'dzikoli pali - 1.580. Cacikulu, zizindikiro izi kusonyeza zogwira mkhalidwe wachuma wa kumalo a ntchito, ndipo ndakopeka kuti ndalama angathe.

Koma khalidwe la boma ndalama - izo zangokhala mbali ya otsenkifirmy mabuku. Lowunikira la bata ndalama pa zoikamo ake panopa ndi zikuphatikizapo mtengo wa katundu, kuphatikizapo chuma cha mtunduwu, chimene chiri chofunika kwa ndalama komanso. Ngakhale kuti mtundu ngati alipo yekha mu maganizo a anthu ogula ndi njira kupanga ndalama zina, mwachitsanzo. Chuma E. The kampani, ndi mtengo wa mtundu kungakhale mbali yaikulu ya chuma cha chosaoneka ndi maso, amene kumawonjezera kufunika kwa gulu pamaso pa ndalama angathe.

Komanso, nthawi zonse kuwonjezeka udindo wa IT-umisiri mu njira zachuma, makamaka mlandu. Zimenezi zimabweretsa chakuti ziyenera a zinthu ndalama amakhala ovuta refractive kwambiri onse akuganizira osati kampani udindo chuma, koma ndili ndi zifukwa zina zofunika zokhudza wounikira wa nchito zake.

Ndicho chifukwa chake ntchito ya chamoto kampeni Zikuoneka kuti mmodzi wa kwambiri zingamuthandize umisiri wotsogola ndiponso zochita pa nthawi yomweyo, amatha kwambiri kusonkhezera onse vuto ambiri chuma, kufuna ndalama ndi fano la kampaniyo.