Pamene wobwereka limalowera mu malo ovuta chuma, imodzi mwa nkhani akutulukira: "Kodi chimachitika n'chiyani ngati mulibe kulipira ngongole kwa mabanki, amene zotsatira zake zingakhale" ndi zina zotero. Ndikungofuna kuti basi kuchotsa ngongole ndi chodziwikiratu kuti apambane, koma kuchepetsa chidwi accrued ndi zilango n'zotheka. Kodi zimenezi?
Pati?
Sikuti kuti mukhale cholinga chake pa zifukwa kulephera kulipira ngongole. Izi zachitika kale, ndi zofunika kwambiri kuchitapo kanthu ndi kupanga sitepe ndi sitepe kusintha zinthu ndipo anali osauka. Ngati nyengo kulephera kulipira si koma chachikulu, ndi bwino kuyesa kutsatira utumiki chitetezo gombe, ndipo kulongosola zinthu, kufunsa zokhuza kuthekera kukonzanso ngongole, "kuzizira" Chidwi ndi zinthu zina zotheka. Komabe, izo zimachitika kuti ntchito ndi apo, koma ngongole zambiri moti sikokwanira kuti kwathunthu ndalama mwezi ndi bwinobwino. Ngongole akuyamba kukula ngati snowball, ndipo amadabwa kuti chingachitike ndi chiyani ngati mulibe kulipira ngongole kwa mabanki. Komabe, ndikufuna kukhala munthu wabwinobwino, kuchotsa ukapolo, ndi kuyamba moyo popanda Kuyamikira ndi ngongole.
kanthu Kusonkhezeredwa
Akakhwima funso ndicho chimene chingachitike n'chiyani ngati mulibe kulipira ngongole kwa mabanki, muyenera kukhala pansi ndi kuwerengera ngongole zanu zonse kuchuluka kwa aliyense banki payokha. Okhometsa nthawi zonse. ndi kutumiza makalata, kotero kuti lolondola kanjedza akodwa ndithu. Kuti mwanjira kupulumutsa chikhalidwe chawo makhalidwe ndi maganizo, ndi bwino kusintha nambala ya foni, ndi vuto la okhometsa vuto ndi chodziwikiratu kuti muchotse, koma ndalama sadzachulukana. Pamakhala kukonzanso kulembetsa chuma zonse zilipo zotsatira za abale kuti bailiffs ndi sanathe kunyamula. Sikuti kubweretsa nkhani kukhothi mukuganiza kuti achire kobiri yonsene ngongole mu uthunthu wake. Apo ayi inu kulipira ngongole yonse, koma lobweretsa mtengo kwa malipiro malamulo. Pankhaniyi, kulephera kulipira ngongole silingakhale chidwi munthu.
Kodi loya kapena nkhawa?
Loya nkhawa ndipo adzakhala kumbali ya wobwereka Mulimonsemo, nadzakhala sindingakhoze kukuuzani inu momwe inu simungakhoze kulipira ngongole. ntchito yaikulu - kuchepetsa zilango ndi chidwi mlandu ndi banki. Nthawi zina, ngati pali mwayi kutsimikizira excision a nthawi ya malire kapena oipa a banki, ngongole mwina olembedwa kutali kwathunthu. Pa nkhani ya akatswiri amenewa nthawi zambiri anapambana, ndipo akuuza ndendende zimene zidzachitike ngati mulibe kulipira ngongole kwa mabanki, bwino, palibe amene adzaphedwa ndi thanzi si kuchotsedwa, koma chinthu chofunika kwambiri. nkhani imeneyi Sadadzipangire kulengeza kapena kukuuzani iliyonse. Zochitika munthu, ndi njira yotulukira nthawi zonse. Wokwanira notarize chilolezo uphungu kuimira zofuna za wobwereka m'khoti ndi kuletsa ku makalata a okhometsa, kenako pakapita kulowa malamulo, malamulo kumapeto. Ntchito wobwereka ndi - kukhulupirira mu chigonjetso awo ndipo sakanadzakwatiwa mu zikufanana.