Ndalama, Mabanki
Kodi ndikudziwa ena likulu umayi pa Intaneti - sitepe ndi sitepe kufotokoza
Umayi likulu - ndi yake thandizo chikhalidwe mabanja achinyamata ndi ana aang'ono. Iwo ali ndi ufulu woyembekezera makolo, monga mbali ya banja amene ali ndi ana awiri kapena kuposa. Iwo amapita kulandira ngati chithandizo boma chili mu kalata makamaka. Amadziwika kuti makolo m'bukhu akhoza kugwiritsa ntchito pa nzeru zawo kuti athandize ana awo. Komabe, msonkhanowo ali atapita yake tsiku. Malinga ndi kafukufuku kuyambirira, ndi chomveka mpaka mapeto a December 2016. Choncho makolo ambiri lero ndi chidwi ndi funso mmene kupeza mpumulo likulu umayi pa Intaneti. Ndipo kodi n'zomveka kuchita izo kutali?
Kodi kudziŵa za bwino matkapitala: Intaneti Chiwerengero
Mwina inuyo ndi banja lanu anasangalala eni kalata banja. Mmodzi wa ana anu ali kale zaka zitatu, ndi ena wa ndalama kwa ndalama allocated ndi boma, inu kale ntchito. Kenako muli ndi ndondomeko iliyonse ntchito yotsala ya ndalama, koma simukudziwa kuchuluka enieni mu nkhaniyi.
Kodi kupeza bwino likulu kholo zikachitika? Njira yosavuta - kugwiritsa ntchito utumiki, limene kwa kuwerengetsera izi Intaneti Chiwerengero. Monga ulamuliro, toŵerengera awa menyu lophweka. Iwo ali mfundo 5-6, utoto zaka. Kuti agwire kuwerengetsera ofunikira mu ndime bwino kusonyeza enieni ndalama anakhala mu chaka ena. Mwachitsanzo, mu 2013, anakhala okwana 20 000 rubles.
Kenako, lowetsani mtengo zenera kuchokera 2013 chaka ndi kumadula pa wodzipereka batani "kuwerengetsa". mawerengedwe a imagwiridwa ndi kutenga nkhani ya ndalama anapereka m'chaka chimenecho. Kumbukirani kuti pa nthawiyo zinali 408 960 rubles. Ataona ndandanda utumiki adzakhala zopanda 2014 - 429.409 rubles, ndi osanjidwa muyezo wa 2015 - 453 026 rubles. Ndiyeno pali funso wololera: "Chifukwa chiyani muyezo wanu sichinachepe, koma kuchuluka?".
N'chifukwa chiyani kuchuluka kwa deta ndi kuchuluka?
Musaganize kudziwa mmene ena likulu kholo? kuwerengetsera analandira ndi kuwonjezeka kuchuluka kwa zotsalira? Chifukwa chachikulu anomaly ichi ndi indexation kuchuluka matkapitala. Kuti ndi lamulo amapereka indexation pachaka ndalama mpaka 2017. Makamaka, tikulankhula za mabanja amene panthawi ina ya nthawi analibe nthawi kugwiritsa ntchito ndalama zonse ku likulu banja, ndipo anakhala mbali yaing'ono chabe ya izo.
Zikatero, chaka chilichonse likulu bwino kuchuluka adzakhala osanjidwa, choncho kuonjezera.
Kodi ndikudziwa ena likulu umayi pa Intaneti: malo a mtchalitchi
Yachiwiri anazidziwa pa sikelo matkapitala ndi kupeza chithandizo boma webusaiti. Pofuna kugonjera pempho nkhani zokhudza bwino otsala pa nkhani yanu, muyenera choyamba m'chitetezo deta awo mu dongosolo, ndiyeno kuchita zotsatirazi:
- kupita ku webusaiti ya mtchalitchi;
- kusankha "ntchito Public";
- pansi pa mndandanda pitani pa tsamba "onse misonkhano (m'madipatimenti);
- kusankha tsamba "Utumiki wa Labor ndi Social Protection la Chitaganya cha Russia";
- kusankha tsamba "Fund penshioni";
- dinani kugwirizana "Kuwafotokozera nzika za makonzedwe a thandizo boma chikhalidwe mu mawonekedwe a yothandiza anthu";
- alemba pa batani "Pezani utumiki."
Pambuyo kuti adzakhala kunam'sintha tsamba ndi wapadera chikalata. Iwo pazikhalanso kukhudzana wanu mudziwe, nkhani ndi njira za kukonzekera kuyankha pempho (by foni, makalata, ndi imelo). Pankhaniyi, mayankho a kafufuzidwe kupeza bwino pa likulu umayi pa Intaneti, adzakhala mkati mwa masiku 15-30 mankhwala.
Kodi kudziŵa za makalata bwino matkapitala?
Kuwonjezera Intaneti kuti mudziwe za mosamala akaunti yanu, mukhoza nsanamira. Iwo amachita ntchito iyi Fund State penshioni. Kuwonjezera apo, njirayi wa kufalitsa mauthenga chikuchitika palibe pasanafike woyamba wa September chaka. Mu kalata kwa Uwerenge yotsala ya imatumizidwa mwachindunji mu ntchito kwa issuance likulu kholo kapena adiresi ya malo kulembetsa.
Amene angathe kudziwa za kuchuluka kwa zotsalira? Pezani mfundo za yotsala matkapitala nzika adzakhala lakuti otsatirawa:
- sizinathe akukuponderezani osachepera mbali ya chithandizo boma;
- amene kale ntchito gawo la ndalama anakonza m'kaundula boma la anthu;
- imene kuchuluka kwa muyezo matkapitala ndi oposa 30 rubles.
Kodi kupeza deta za kuchuluka kwa likulu mu Fund Ndalama za penshoni?
Ngati mukufuna kudziwa bwino likulu kholo pamaso pa tsiku lomalizira anakhazikitsa ndi boma, ndi Sizotheka kuti amatchula nkhaniyo kwa SPC m'deralo. Kuti achite zimenezi ayenera panokha kubwera dongosolo boma ndi pasipoti ndi satifiketi la apachiyambi kulemba mawu pa popereka mauthenga pa bwino nkhani. Kapena tatchulawa ntchito ndi kalata ndi magazini a masamba kwambiri pasipoti akhoza anatumizidwa ndi makalata.
Yankho pempho lanu, ndipo mukhoza kupeza thandizo-mawu, limene likupezeka masiku atatu pa pasipoti ya.
Kodi n'zotheka kulowa malo a Fund ndi penshioni ndi kudziŵa za enawo?
Ngakhale wambirimbiri kudziwa makolo ambiri Musataye ndikuyembekeza kuwona likulu umayi pa Intaneti. Kodi n'zotheka? Panopa adakhala mu penshioni ndi kupeza zokhudza bwino matkapitala zosatheka. Ichi ndi chifukwa lamulo kuteteza deta owerenga.
Kodi mwamuna kapena mkazi wina achibale kutenga mawu moyenera?
Reference chifukwa matkapitala akhoza kulandira kokha kholo limodzi, amene poyamba analemba ntchito kwa issuance wa chikalata chotero. Pezani thandizo nayenso akanakhoza kokha pa pasipoti ya. Mkazi kapena wachibale aliyense wa munthu kuti adzatha kupeza chithandizo ngati mphamvu notarized yovomerezedwa. Apo ayi, chifukwa bwino mfundo sinabweretse.
Kodi n'zotheka kudziwa kuchuluka kwa otsala mu mzinda wina?
Amayi ambiri amaganizira funso mmene kuonera ena likulu kholo mu mzinda wina. Mwachitsanzo, ngati kalata wakhala inakhazikitsa mu Moscow, ndi mukhala mphindi mu Volgograd. Pankhaniyi, angathenso kumalandira mauthenga amenewa. Koma zisanachitike, n'zomveka kuti ntchito ku Dipatimenti ya Fund wa malo okhala penshioni ndi kulemba mawu za pempho la malonda anu pa ofesi ya Fund, imene chikalata kale analenga ndi satifiketi-kupereka. Kenako Fund penshioni adzatumiza pempho kwa thupi lina FIU.
Kamodzi adzalandira ntchito zanu ku Moscow, mukhoza kulemba fomu yoti kalata ya Ndalama. Malinga ndi mfundo kuyambirira, kulanda pakompyuta malonda anu adzatenga pafupifupi 1-2 masabata.
Kaya tsiku lotha satifiketi kuchuluka anapempha bwino matkapitala?
Kupatula pa funso mmene fufuzani bwino likulu umayi, makolo ambiri amachita chidwi ndi chakuti ngati kutchula mfundo zimenezi moyo alumali.
Kuchokera pa malamulo, tsiku lothera mu Buku anapempha makolo a ndalama mu bwino nkhani, palibe. Mokulira ndi zogwirizana okha pa nthawi yolandira chithandizo. Ndikuganiza, pambuyo chiphaso cha eni likulu asankha amawononga ndalama. Choncho, kuchuluka zafotokozeredwa satifiketi, sadzakhala zizigwirizana deta weniweni.
Ndingatani kuyitanitsa satifiketi, neno pa maziko mwamsanga?
Kudziwa mmene kupeza bwino likulu kholo pa Intaneti? Zonse zomwe tili nkhani. Kuwonjezera pa ndondomeko ya ntchito kwa nkhani bwino matkapitala anthu ambiri amachita chidwi ndi funso za kupeza yankho mwamsanga pempho limeneli. Komabe, mwa kukhumudwa kwa aliyense, ndi issuance a zikalata ikuchitika osati kale kuposa 2-3 masiku mankhwala. Poyamba, kuti yankho pempho lanu ndi zosatheka.
Kodi ndiyenera kupezeka kawiri Fund penshioni?
Anthu ambiri amakhulupirira kuti kale ntchito ndi pempho ntchito likulu banja ngongole (mwachitsanzo, ngati malipiro kubweza choyamba) tikuyenera kubwera ku Fund ndi penshioni kawiri: choyamba - kulemba mawu za bwino matkapitala, ndiyeno - kugwiritsa ntchito ndalama monga malipiro pa ngongole ya. Komabe, zimenezi si zoona.
Malinga Fund ndi penshioni, zokhudza bwino chifukwa wanu uli kale mu dongosolo thumba ndi pulogalamu mu kalata lenileni la wolandira. Choncho ngati mwaganiza ndalama kuchokera matkapitala mokomera kubweza, mukhoza kuthetsa nkhaniyi mu ulendo umodzi wokha. Pankhaniyi, kupempha bwino kuchuluka Sikuti. mfundo zonse nkhani zikuluzikulu tani ena likulu umayi kudzera Internet akukambidwa m'nkhani ino.
Kodi ndigwiritsa ntchito bwino popanda chosonyeza?
Pali zinthu pamene m'pofunika kutenga kalata ya malire ndi manja a anthu mayina dongosolo alibe chosonyeza. Mwachitsanzo, zingachitike ngati munthu olembetsedwa kale kukagula katundu ntchito proxies. Pankhaniyi, trasti ndi kudzakhala ndi woyenera kuti ndilembe mudziwe bwino mu nkhani ya m'malo anu.
Tsopano inu mukudziwa kuti inu mukhoza kupeza bwino likulu kholo pa Intaneti kapena ayi.
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