Ltd. "Sberbank Factoring": ndemanga Company

Kugwiritsa ntchito imayenera ndalama komanso kuchepetsa kudalira Bank ku Central ndi yaikulu mabungwe ndalama dziko mu 2014 wakhala anayambitsa wocheperapo latsopano. LLC "Factoring ndalama Bank" ndi membala wa Association of Factoring Companies. Only m'chaka choyamba cha ntchito gulu anakhoza kulenga timu akatswiri ndi kubweretsa katundu mpikisano kumsika.

tanthauzo

Factoring - zochitika ndalama pansi zofunika chilolezo. Mu ubale pakati pa katundu ndi wogula zambiri kufunika kwa malipiro mtsogolo. Wogula kumawonjezera ntchito profitability, ndi katundu ikukula receivables. Pofuna kudikira nthawi alipire ndalama kwa wogula, tinganene pangano ndi factoring banki.

chiwembu

Akamanena za iwowo ali motere:

• The wokongoza akutumiza chinthu zikalata zonse mwa kundipatsako kwa katundu ndi kunena ndalama. Pakati pa gombe ndi kasitomala ndi factoring mgwirizano.
• Factor anapereka wokongoza kuti 90% ya ndikupeleka kuchuluka pa nthawi ndi amasamalira nkhani zonse olandila. Ngongole zambiri mwapatsidwa kwakanthawi mpaka masiku 180.
• Pambuyo kutseka kuwerengetsera onse chinthu limatchula ngongole otsala kuchuluka, azidzipereka chidwi ndi ntchito zake.

Factoring kwa ogulitsa n'kopindulitsa mu wogulitsa yomweyo amalandira ntchito likulu, ndi wogula malipira zimene analamula.

Zinthu ku msika

gawo ili amadalira kwambiri kufunika kasitomala kwa katundu. Ndi kuchepetsa kumwa zinthu malamulo opereka ndalama. Only m'madera monga, hardware magetsi kompyuta ndi kupanga zodzikongoletsera, 30% mu 2015 anakana ndalama. yofunika kwambiri imeneyi ankaimba achire ku makampani msika akutsogolera komanso zotsatira za kufufuma. Ndi maganizo ake a msika chidule mu 2015 chinali 15%. Kumapeto kwa chaka mbiri okwana mu ntchito yonse totaled miliyoni 255 rubles. factoring msika zolowa anatsika ndi 7% mu 2015 chifukwa mavuto kukula kwa makasitomala. sakuyendetsa ofanana unkachitika mu 2009, mpaka pa nsonga iyi.

Ngakhale kuwonongeka zosakhalitsa zinthu, msika ingathandize yaikulu. chiwerengero cha makasitomala yogwira kwa chaka chinawonjezeka ndi pafupifupi 2 khola: ku makampani 6 mpaka 10 zikwi .. Chiwerengero cha makampani kuti kugulitsa katundu pa mawu ngongole, ngakhale kwambiri. Kuonjezera chiwerengero cha makasitomala mu katatu - cholinga m'chombocho.

Factoring vs Mawu

Factoring akukumbutsa kukongoza chiwembu. Koma opaleshoni ali makhalidwe yake.

zikayenda

Mu 2015 izo linatsegulidwa maofesi 5 Urals, mu Moscow, ndi kum'mwera, chakumadzulo ndi Volga-Vyatka dera. Pa 2016 OOO "Sberbank Factoring" inachita pangano mgwirizano ndi "Metro Cash & Musanyamule" ndi APESK imene Makampani adzalandira ntchito factoring pa zinthu lofotokoza: mubwereze mwamsanga ntchito komanso kupanga zisankho. Profitability ntchito ndi apamwamba kuposa kukongoza zachikhalidwe. Wapakati kakatundu zolowa - miyezi iwiri, kuti ndi chaka kampani anabwerera ku thupi la ngongole ndi chidwi 6 zina.

mapulani

Bulanchi a Bank ndalama zonse zachitika mofulumira. Ndi zolinga zofanana anapereka gulu latsopano. Malinga ndi Mapa chithunzi cha kumapeto kwa 2016 voliyumu ya bizinesi ya kampani "Factoring ndalama Bank" ayenera kukhala biliyoni 30 rubles, mu 2017 -. Biliyoni 90 rubles, ndi 2018 -. Kuti rubles biliyoni 240. Malinga ndi AFC, mu 2014 buku la mbiri ya makampani msika uli biliyoni 309 rubles, amene 68% anali pamwamba atsogoleri msika asanu :. "VTB Factoring", "PSB", "Alfa-Bank", "Gazprombank" ndi "Petrocommerce ".

mfundo mpweya anazindikira ngakhale ndi kampani yokha. gulu chitukuko njira kwa zaka 5 silinakwaniritsidwe naye. Choncho, ziwerengero lofalitsidwa ikukhudzana makamaka zofunika luso, koma si zochokera chitukuko. Cholinga cha kampani "Factoring ndalama Bank" posachedwapa - zogwirira ntchito kwa makasitomala mabizinesi ang'onoang'ono, sing'anga ndi lalikulu.

Kukwaniritsa anapatsidwa mipiringidzo kampani silidzakhala Lofewa. Pa nthawi yomweyo, mosiyana ambiri ophunzira msika, ndi Bank ndalama ali wambirimbiri liquidity ndi kupeza ndalama wotchipa. Kuti, bungwe adzatha kupereka mitengo m'munsi pa msika. Inde, msika ndi zikamera wa osewera lalikulu adzapindula ndi kupeza kutsogolera zatsopano chitukuko.

Services Ltd. "Sberbank Factoring"

Chimodzi cha zinthu kusaina pangano ndi mgwirizano bizinezi kuti wogula kwa miyezi iwiri. Ngati onsewo kuti iwowo ali m'dziko lomwelo, ndi mgwirizano m'banja factoring, ngati osiyana - kunja factoring.

zinthu utumiki

• Ndikupeleka ndalama - rubles.
• Akuti - kalekale.
• malipiro mtsogolo - masiku 180.

Pamene akupanga ndikupeleka gawo si chofunika. Koma mfundo za mgwirizano amapereka kwa ufulu wa kufunika regressive. Ngati wamangawa Kodi Osabwezera ngongoleyo, kampani anganene kumbuyo kwa kasitomala malipiro onse zochokera Commission.

Comments za kampaniyo

The mwayi wa ntchito ndi kampani ndi bungwe wakonzeka kuti ndalama zimenezi, ngakhale ndi Mamembala watsopano, amene Opusa mu munda wa ntchito. Makamaka zimenezi zikugwira ntchito kwa mabizinesi ang'onoang'ono ndi sing'anga-kakulidwe, amene mabanki pa zimenezi muyezo safuna kugwira ntchito.

Kumene, magawo kampani sizikhudza ophunzira onse a malonda ndi ubwenzi zachuma. mayankho Company kutsimikizira kuti Mwachitsanzo, kuwonjezera malire a ndalama n'chotheka pasanathe miyezi itatu pambuyo kusainira mgwirizanowo ndi gulu ndi kokha mwamuna wodalirika. Ndipotu, mu nthawi ya kulumpha kuchedwa ndalama kubweza ngongole mosalephera. Ngati kasitomala wapangana pangano ndi chinthu ndi mwina, ubwino ndikupeleka izi, izo sizimagwira ntchito. Kupeleka popanda katunduyo mu mgwirizano ndi okwera mtengo kwambiri, chifukwa kampani mavuto azachuma akuchuluka.

Zikudalira tsiku lomalizira ndi. Pafupifupi mbiri ya abwenzi co-ntchito mayesero kwa masiku 7. Pankhaniyi, muyenera kupereka mfundo zonse mwatsatanetsatane pa zogula ndi mawu malipiro ma invoice wopelekedwa kwa nthawi zakale. Koma ngati pa Kupenda ntchito kumapeto kwa wina chikalatacho "alumali moyo", phukusi ziyenera kusinthidwa. Komabe, vuto limeneli zikhoza kupewedwa mwa yomweyo kupereka phukusi wathunthu zolembedwa pa kasitomala.

E-factoring

Mu November 2015, yosainidwa woyamba mgwirizano factoring mu mawonekedwe a pakompyuta pakati pa abwenzi mu Moscow ndi St. Pererburge. Technology E-factoring kumatha ntchito pepala, ndalama yobereka awo, komanso zolakwa Buku deta kulowa. kulankhulana zonse zikuchitika mwa dongosolo amagetsi. Njira imeneyi kwambiri zimatithandiza ndondomeko ya ndikupeleka factoring pakati makasitomala m'madera osiyana kapena mayiko. luso thandizo kwa wotuluka kugwiridwa ndi kampani "KORUS kufunsira CIS" - ngati nthambi ya Bank ndalama, ndilo kutsogolera EDI woyendetsa mu msika gawo la ritelo.