Malipiro waikamo

Mu bungwe lirilonse pali zoterezi pamene ena antchito ake, chifukwa ena sangathe kulandira malipiro a ndalama chifukwa cha ntchito zawo zofunika nthawi malipiro. Pankhaniyi, ndalama ayenera anabwerera ku banki yokonza ndi analembedwa monga malipiro waikamo.

Mu Article 136 la Labour Code anatengera kamba imene malipiro a limanena ndalama bungwe lanu likhoza kupangidwa ndi abwana ake pogwiritsa ntchito njira ziwiri zosiyana:

- cashless kutengerapo malipiro nkhani munthu anatsegula ndi antchito banki mu utumiki;

- malipiro ndalama anapangidwa kuchokera ndalama zilipo mu kampani.

Ndi udindo wa gulu aliyense kulemba bwino malire ndalama. Kukula kwa mtengo uwu anatsimikiza kumayambiriro kwa nyengo pachaka ndipo mgwirizano ndi banki utumiki. zotsalira malire limasonyeza kuchuluka kwa ndalama zimene kampani ali ndi ufulu kukhala mu ofesi yake. Khalani pamalo otetezeka kumapeto kwa tsiku ntchito ndalama owonjezera anagwirizana ndi mtengo wa banki ndikoletsedwa. Kupatulapo ndi chandamale kuchuluka. Zikuphatikizapo ndalama kuti nkhani kampani monga ubwino boma inshuwalansi chikhalidwe, komanso maphunziro ndi malipilo. Zatsalira limanena unissued zolinga izi mwina upambana phindu malire anatsimikizira mu nthawi amene ali masiku atatu (ntchito). Pamene nthawi uwu, ndalama ziyenera kubwezedwa ku udindo pakati utumiki banki. Kuphwanya lamulo limeneli amapereka imposition pa kampaniyo ndipo mutu wake la zilango.

Waikamo malipiro, anatuluka patapita masiku atatu nthawi ya malipiro a malipilo mfundo ntchito anatsimikiza ndi kopeleka malipiro m'kaundula. Ngati wogwira ntchito si kutsogolo kwa maina a siginecha yake, mu ndime zimenezi chizindikiro pa kubweranso ndalama sinadzatengedwe ndi achibale. The anawapatsa ndalama, pakutha pa nyengo ya mkati yomwe kulipidwa malipiro, kuchita zinthu zotsatirazi:

- amaika ndi mayina a ogwira ntchito amene alibe nawo mawu akuti "waikamo";

- mbuyomu zimasonyeza ndalama mogwirizana ndi kufika awo ndi outputting;

- kumapeto kwa kopeleka malipiro a Izi zikusonyeza kuchuluka umene unayikidwa malipiro analipira;

- wa Polipilira kubwezedwa kwa mathandizidwe banki;

- amakoka ndalama chilolezo pa mowa, zimene zikusonyeza kukula kwa ndalama leni zokhudza Malipilo.

malipiro waikamo tidzakwatulidwa waikamo mu banki pa tsiku ntchito yotsatira pambuyo moyo alumali watha ntchito. kuchuluka Zimenezi zimaonekera mavocha ndi disbursement.

Waikamo malipiro olembedwa m'kaundula wapadera. chikalata ichi ayenera muli chiwerengero anatumizidwa wogwira ntchito pa lipoti khadi, dzina wantchito komanso kuchuluka kwa chuma sinadzatengedwe ndi achibale Malipilo.

The ntchito za anawapatsa ndalama ndi mulinso yokonza buku, amene amaganizira depositors onse. chikalata ichi ndi kuika padera chaka chilichonse.

Waikamo malipiro, Kulumikizana ndi mlandu kwa anasamutsidwa amene sinadzatengedwe ndi achibale kuchuluka kwa ngongole za makumi asanu ndi limodzi, anapereka kwa wolembedwa ntchito pa pempho lake loyamba, ndi kusinkhasinkha pa madebiti wa nkhani yomweyo. Ndondomeko kupeza malipiro yosalipidwa m'njira yake akhoza yoyamba mankhwala ndi m'kamwa monga wantchito wina, komanso kulemba ntchito yake. Malinga ndi malamulo a Article 196 la Civil Code, mkulu nthawi malire ndi zaka zitatu. Inali nthawi kuti wantchito ayenera kulandira kulandira malipiro ake. Ngati ndodo si ankanena kuchuluka kwake anafuna, ndalama zikuphatikizapo Zotsatira za chuma za bungwe.