Phindu la zachuma lomwe - izi ndi ... The tanthauzo, mitundu, mapangidwe, ntchito

Phindu la zachuma lomwe - tisonyeza zimenezo mwa mawu ndalama ubale pakati pa ndalama ndi mtengo wa malonda. Kuti mudziwe mmene kuti kuwunika m'mene kupangidwa, ndipo kodi kugawa ake mu chuma msika, tikambirana chiyani m'nkhani ino.

Akaunti, wolunga ndi phindu zachuma

Pali mitundu itatu ya zizindikiro ndalama. Account (mlandu) phindu la zachuma lomwe - chimenecho ndiye kusiyana mtengo malonda ndi mtengo wake wa ulimi. Mphotho ntchito entrepreneurial amatchedwa phindu wabwinobwino, ndi mitengo ya zinthu. Ndi kusiyana pakati pa yachibadwa ndi mlandu phindu - zachuma. Real mlingo wa kubwerera anatsimikiza ndi muyezo waukulu - waukulu kuchokera phindu la chuma - izi ndi kukula ndalama za kampani.

Pali pa chikhalidwe kuti ndalama okwana osati okwanira komanso upambana ndalama zonse za mkati ndi kunja. Izi zikuphatikizapo phindu wabwinobwino ngati kuchuluka likulu. Chikhumbo cha phindu lina lalikulu ndi zokoma kwa mabwana ngati ntchito aluso zinthu zothandizira kuchepetsa, kukhala zipambano umisiri, kuchita lingathe sayansi, zikayenda ndi patsogolo sayansi ndi kutsegula kupanga latsopano.

Pansi pa zikhalidwe izi, ilo limakula ndi chiwerengero cha ndalama kuchokera zinthu zimenezi, kuphatikizapo zofunika monga ndalama mu chuma - makamaka kukula bwino pepala, zomwe ndi chiwerengero chonse cha zinthu zonse zilipo.

Mabizinesi ndi revenues

Phindu mabizinezi mwalandira, ndithudi, kupanga chachikulu. Activities wothandiza umangobweretsa ena a iwo, anapanga pambuyo ntchito sanali malonda - mayendedwe zomangira ntchito pa ulimi ang'onoang'ono ndi malonda ogulitsa malonda. Chimodzimodzinso kudzadza ndalama (phindu) likuvutika ntchito linaperekedwa kwa anthu.

Palinso sanali malonda ntchito pafupifupi malonda, kaya kukula kwake ndi kufunika. Komanso nkwabwino.

kusiyana mawerengedwe wopangidwa pakati pa chilango cha, ndalama, zilango, mwachitsanzo kuganizira lolipiridwa ndi ndalama analandira: rents kwa kubwereketsa malo awo, ndalama opaleshoni ku chidebe ndipo ngati. zotsala Izi kuonedwa kuti phindu pa ntchito sanali malonda.

Chifukwa chuma cha kampani

zinthu zamakono za vutoli, wakupatsa khama makampani onse a dziko, popanda yekha, anakakamizika kusonkhanitsa onse amene alipo chuma ochuluka omwe akhoza, ngati si kukula kapena kukhala mlingo yemweyo ndalama panopa. Yowerengera ndi mapulani a ntchito zachuma tsopano ndi Gawo la opaleshoni bwino kumalo a ntchito. A mbali yaikulu ndi ankaimba ndi kuwunika, amene amasankha njira zina za ndondomeko ya zachuma. Kuphatikizapo - woyenera akudzizindikiritsa njira kugwiritsa ntchito phindu.

Phindu ndi mtengo amasonyeza ake onse ndi zofooka za kumalo a ntchito, ndi kusanthula ntchito yake bwanji kuti bwino mfundo zoyendetsera. Pakuti ichi mosamalitsa kufufuza njira zonse zachuma ndi maubwenzi. The chifukwa cha ndalama kumalo a ntchito, komanso kusanthula njira yodalirika ndalama, ndiyo njira zomveka ndalama structuring ndi ntchito zomveka. Mu njira yomweyo kusanthula ntchito ndalama ndi chida cha akuneneratu zizindikiro mmene munthu, ndi lonse phindu zachuma wonse.

kulamulira zachuma

Kudzera kusanthula ndalama umalamulidwa ndi kayendedwe ka otaya ndalama, kutsimikizidwa ndi rationality wa ntchito phindu. Phindu zifunike kugwilizana ndi mfundo ndi malamulo a ndalama ya chuma ndi ndalama, pa kuthekera mtengo.

kusanthula Financial ali ndi ena kudziwa m'munsi - mlandu mawu. Zotsatira za wake ntchito ndi ogwiritsa onse mkati (kasamalidwe ndi yoyendetsa), komanso kunja - angongole, eni, makasitomala, ma sapulaya, kuphana katundu, alangizi, achilamulo ndi ngakhale atolankhani.

Chofunika kwambiri ndi kufalitsa phindu kampani, kuphunzira magawo kiyi yokonza zolondola ndi cholinga chithunzi cha chikhalidwe chake ndalama. ulamuliro uwu ali zolinga zake umalimbana kuphunzira njira ntchito ndalama.

zolinga

Cholinga chachikulu anathamangitsa ndi kusanthula ndalama - ndi kuti mudziwe za zomvetsa ndi ndalama dongosolo, ndi kusintha zake zonse ngongole ndi katundu m'midzi angongole ndi amangawa, komanso kufalitsidwa kwa phindu kampani. The katswiri kapena woyang'anira mu nkhani iyi ndi chidwi ndi zikuchitika, ndi ziyerekezo kwa pafupi kapena kutali chiyembekezo. Izi magawo ankayembekezera mkhalidwe wachuma.

zolinga chingapezeke pamodzi ndi chigamulo cha akonzedwa ena mwa mavuto zogwirizana. ntchito Analytical kuti zooneka onse ogranizatsionnye, mfundo, luso, mwayi methodological. Kafukufuku ntchito ndalama zonse zotsatira za kuwunika statement a chuma.

Deductive kusanthula njira

The mfundo za mawunikidwe kuwerenga malipoti ndi deductive - kuchokera onse kuti yeniyeni - agwiritsidwa ntchito mobwerezabwereza kuwunika. Choncho akusewera tsatanetsatane wa zochitika ndi zinthu zakale ndipo chuma, kuwululidwa malangizo masamu zigawo za ndalama ndi mphamvu ya chikoka chawo pa ntchito yonse.

njira zoyambirira

Akuluakulu sikisi njira mlandu zolembedwa kuwerenga tingaone pakati pa anthu ambiri wogwila:

1. kusanthula Cham'mbali. Pamene lipoti lililonse malo akuwafanizira ndi nthawi yapita.
2. Choimirira. Kapangidwe limanenedwa mwachidule ntchito ndalama ndi zotsatira lililonse malo wapezeka malipoti pa chifukwa wonse.
3. Machitidwe kusanthula. Aliyense malo ali poyerekeza ndi chiwerengero cha anthu yapita, umene anatsimikiza azimuth - zofunika chizolowezi, mphamvu ya chizindikiro ichi, mwayeretsa ku amadza mwangozi payekha mu maonekedwe a nthawi zina. Machitidwe umabala N'kutheka mtsogolo ntchito, motero wasenza zilizonse zingamuthandize kuti kupanga ndalama.
4. Wachibale zizindikiro ndi kusanthula awo. Izi mawerengedwe a mogwirizana kwa zinthu payekha la lipoti kapena malo zosiyanasiyana malipoti, liwulo ubwenzi wawo.
5. Poyerekeza kusanthula pa famu, amafufuza aggregates munthu malipoti kudutsa kampaniyo, malinga bulanchi ndi m'madipatimenti. Komanso, ntchito yapakati-munda wa kumalo a ntchito poyerekeza ndi mpikisano chimodzimodzi. Choncho kudalira mabizinezi ano phindu mu chuma msika.
6. Analysis zinthu. Ri zotsatira za zinthu payekha pa zotsatira chizindikiro pogwiritsa ntchito njira deterministic kapena zosapanganika la phunzirolo. mtundu Nkhani imeneyi ndi kuwerenga mwachindunji pamene chizindikiro zipatso ng'ambidwa ziwaloziwalo chigawo chimodzi, komanso apanga (chigamulocho) pamene merging zinthu payekha kwa lipoti la ntchito yonse.

kusanthula kunja ndalama

NKHANI kusanthula kunja ndalama motere:

• omumvera ake n'zambiri, zokhudza kampani ndi chidwi ambiri owerenga;
• zolinga ndi zofuna za kusanthula osiyanasiyana stakeholder;
• njira Chitsanzo alipo, kuwerengera ndi mfundo malipoti;
• kusanthula lolunjika yekha kunja, malipoti anthu;
• ntchito yake yochepa chifukwa chinthu yapita;
• Zotsatira ndi lotseguka kwa owerenga amene akufuna kuuzidwa za ntchito za kumalo a ntchito.

Komabe, pangakhale undercurrents. Ngati kusanthula ndalama zochokera kokha pa mfundo za chuma ndi zikuwoneka ngati kunja kwa thupi, wochitidwa ndi makampani kunja manja chidwi cha Akhristu wake, mabungwe a boma kapena eni, komabe salola kuulula zinsinsi za kupambana a kampani ino, popeza zili kusanthula kunja okha zinthu zina zamoyo. The zigawo zikuluzikulu ndalama ndi njira kukwaniritsa iwo kawirikawiri panja nkhani mawunikidwe amadziwika yekha kuti ntchito zake ndalama.

okhutira

The kusanthula anati ikuchitika m'njira inayake:

1. Ri zasungidwa mtheradi.
2. Akuti profitability wachibale.
3. Afufuze ngati mkhalidwe wachuma, bata msika, liquidity malire a solvency la kumalo a ntchito.
4. Ri dzuwa la ntchito ngongole.
5. Matenda a mkhalidwe wachuma wa kampani ndi adzakhalanso pa issuers mlingo zigoli.

Internal kusanthula ndalama

Zosiyanasiyana zambiri zachuma za ntchito za makampani otchuka moona, komanso pali zambiri njira za kuwunika. Izi mfundo zachuma ndi zomwe zagwiridwa zochokera nkhani zimenezi zimatchedwa njira zachikhalidwe. The mkati hardware zachuma kusanthula - waukulu amawatenga, amene wodzilemekeza ndi deta zina mwa dongosolo la mlandu, deta pa kupanga tehpodgotovke, zolimbana ndi chizolowezi zambiri, etc ...

Mtengo waukulu zimenezi kuti konza kasamalidwe. Mwachitsanzo, kusanthula patsogolo likulu ndi dzuwa ake, ubale wa mtengo, phindu ndi zolowa muyenera kuonetsetsa. Internal kusanthula kasamalidwe delves mu mfundo za mlandu ndikwaniritse kunja ziyenera mwatsatanetsatane za chuma ndiponso kuphunzira zochita zonse zachuma kupanga - kaya ndi mkulu Mwachangu.

NKHANI kusanthula kasamalidwe:

• zotsatira kwambiri za utsogoleri wawo;
• amagwiritsa zinthu zonse zimene mudziwe;
• sangakhoze malamulo ndi;
• Kuvuta zonse mu phunziro la ntchito yonse ya kumalo a ntchito;
• mlandu, kusanthula mapulani ndi kupanga zisankho ali Integrated;
• zotsatira za chatsekedwa kwambiri yokonza chinsinsi malonda.

kusanthula phindu

ntchito kampani pa Zotsatira za chuma zimaonekera dongosolo lonse la zizindikiro zomwe amapanga phindu. System poganizira ndi vuto linalake, kuyambira zizindikiro zambiri zimaonetsa osati Zotsatira za chuma, koma ndi zambiri zosiyana mu atasankhidwa. Zovuta kusankha kwa gulu nzeru uphungu, monga kufunika nkhani zonse zokhudza chikhalidwe chenicheni cha kumalo a ntchito, nthawi zambiri si anakumana. Administration chidwi makamaka kulemera ndi kapangidwe ka phindu ndi zimene anakhudzidwa kufunika kwake. Akuluakulu msonkho mukufuna kudziwa mmene ndingathere zolondola, pa muyezo pepala phindu, womwenso kuzindikira kupanga phindu kugulitsa katundu ndi zambiri zakuti chomwecho.

Choncho, kusanthula mawu a phindu la zachuma lomwe - si umboni, koma ndi kusanthula kwenikweni, lomwe limathandiza kukhala njira ndi khalidwe umalimbana kuchepetsa zomvetsa, mavuto a zachuma, ndi zina zotero. Apa choyamba anafufuza ntchito za zinthu monga kusintha kumalo a ntchito - aliyense wa nthawi kusanthula - kuphunzira dongosolo awo ndi kusintha anaphunzira mphamvu ya kusintha angapo malipoti nthawi (kumene, mu mawonekedwe zowombetsa mkota).

Kukhalabe pa kutaya phindu ogwira ntchito ndi ukonde - ndalama pambuyo malipiro a misonkho onse ndi milandu - ndalama amakonda zosowa za anthu ogwira ntchito palokha, ndipo apa makamaka kumafuna kusanthula mwatsatanetsatane. Izi patsogolo ulimi, ndi kuwonjezeka mu kuthera pa zofuna sanali lokhalamo anthu ndi zoteteza chilengedwe, ndiponso maphunziro ndi chilengedwe cha ndalama chikhalidwe.