Lembani za kuchita mu Bank Savings: chitsanzo

Papepala lino tidzakambirana kafukufuku wapadera pazochitika ku Sberbank. Kuonjezera apo, tidzasamalira kwambiri nkhaniyi. Pambuyo pake, bizinesi yathu sikuti tizipereka lipoti lokonzekera, koma kuti tiphunzitse wophunzira kuti azigwira ntchito mwaulere.

Tidzasintha miyambo ina, ndondomeko zomwe timayendera ndikuyesera kudzikonzekeretsa kukonzekera lipoti pazochitika ku Sberbank ku Russia. Ntchitoyi si ntchito yovuta ngati ikuwoneka koyambirira, imangotenga chidwi komanso kugwiritsa ntchito nzeru zomwe zapezeka m'makoma a yunivesite.

Kuchita zojambula

Tisanapite kukalemba kachitidwe ka ntchito ku Sberbank, tifunikira kumvetsetsa kuti ndi ntchito yanji komanso chifukwa chake ikufunika.

Ntchito imeneyi ndi gawo lothandiza pa maphunziro a ophunzira. Ngakhale zomvetsa chisoni zingakhale zomveka, simungasiye kuchita. Zimaganiziridwa mothandizana ndi mayesero onse ndi mayeso omwe ophunzira apatsidwa mu maphunziro. Ndikofunikira kuti aphunzitse katswiri wodziwa bwino. Chizoloŵezi cha mafakitale ndi pre-diploma chimatengedwa ku mabungwe enieni omwe amayendetsa bwino. Chizoloŵezi chopanga ndilo gawo lomalizira la kachitidwe ka maphunziro komwe kumachitika mu bungwe la maphunziro. Ndikoyenera kudziwa kuti ntchito yopanga siyi gawo lomaliza la maphunziro. Zimatsatiridwa ndi kalembedwe ka diploma, pamene wophunzirayo ali pafupi kwambiri ndi mutu wake wa ntchito yomaliza.

Chizoloŵezi chopanga chimakhala ndi zolinga zingapo:

• Kuphatikiza zovomerezeka zomwe analandira;
• Kupeza luso lapadera la ntchito pa malonda ena malinga ndi ziyeneretso zawo ndi ntchito yawo.

Phunzitsani kumathandiza wophunzira kuti azizoloŵera malonda ndipo azikhala pafupi ndi ntchito zamaluso ngati n'kotheka. Gawoli la ntchito limathandiza kupeza chithandizo chofunikira, akadali pa benchi ya ophunzira. Choncho, chizoloŵezi chopanga ndi gawo lofunika komanso lodziwika bwino, lomwe ndi lofunika kwambiri kwa wophunzira mwiniyo.

Nchifukwa chiyani pakufunika?

M'gawo lino tidzakambirana momveka bwino chifukwa chake ntchitoyi ndi yofunikira. Choyamba, tikuganizira za ntchitoyi ku Bank Savings ya Faculty of Economics. Lipoti la chizoloŵezi liyenera kusonyeza woyang'anira wanu kuchokera ku yunivesite ndi ku bizinesi kuti mukudziwa ntchito zanu ndipo mukhoza kuzichita mokwanira. Monga tanenera poyamba, ntchito yopanga ntchitoyi ndi yofunika kwambiri kwa ophunzira, ndipo pakuyenda, ndikugwira bwino ntchito, mungaperekedwe kuti mupeze ntchito pazogwirira ntchitoyi, chifukwa olemba onse ali ndi chidwi ndi ogwira ntchito. Ndibwino kuti muwonetsere nokha kuntchito, kuti mukhale ndi mwayi wochuluka kwambiri kuti mukhalebe mu gulu lomwe mwakhala mukuzoloŵera kale.

Chizolowezi chopanga chimathandiza:

• Kulimbitsa zidziwitso zomwe zimapezeka;
• Kuti mupeze zochitika za ntchito zamaluso;
• Pomaliza, kumvetsetsa ngati kuchuluka kwa ntchitoyo kunasankhidwa molondola;
• Onetsetsani ntchito yanuyi mumunda uno.

Kuphatikiza apo, ntchito yopanga ntchito imathandiza oyang'anira ntchito kuti abwezeretse ogwira ntchito awo ndi akatswiri m'munda wawo. Zili zomvetsa chisoni kwambiri, koma tsopano maphunziro osamaliza maphunziro samagwira ntchito, zomwe zathandiza kwambiri kufufuza ntchito. Kuchokera pa izi, wophunzira ayenera kudziwonetsa yekha pa mbali yabwino, kuti mtsogoleriyo azindikire.

Kuchita zinthu sikuti ndi mwayi wokhala ndi ntchito yabwino, kumangogwira ntchito zapamwamba komanso kupeza luso lapadera, komanso mwayi wopeza mfundo zabwino polemba chiphunzitso, chomwe ndi gawo lomalizira la maphunziro m'mabungwe apamwamba.

Kodi chiyenera kukhala chiyani mu lipoti?

Lipoti loperekedwa kwa dipatimentiyo liyenera kukhala ndi chidziwitso pa ntchito yomwe yachitika panthawi yopanga. Kuonjezera apo, diary iyenera kugwirizanitsidwa ndi lipotili, lomwe wophunzirayo ayenera kuti azikhala tsiku ndi tsiku ndikulemba zonse zomwe akuchitazo (kuchokera pazodziwika ndi zipangizo ndi njira zotetezera kuti achite ntchito iliyonse ya mkulu).

Kuphatikiza pa lipoti ndi diary, ndemanga imafunikanso, yomwe iyenera kupangidwa ndi mtsogoleri wothandizira kuchokera ku malonda. Mfundo zotsatirazi ziyenera kuwonetsedwa m'nkhaniyi:

• Mkhalidwe wogwira ntchito;
• Mzere wa maphunziro;
• Kukhazikitsa malamulo apakati ndi zina zotero.

Popeza tikukamba za kachitidwe ka ntchito ku Sberbank, m'pofunika kufufuza ntchito za bungweli, kufotokozera magawo akukwaniritsa ntchito iliyonse, ndikukambirana za kafukufuku ndi data. Pambuyo pazimenezi ndizofunika kuwerengera.

Pali mfundo zina zomwe ziyenera kukhala zolembedweratu mu ndondomeko ya lipoti:

• Cholinga;
• Ntchito;
• Chikhalidwe cha malonda;
• Kufotokozera za magawo a ntchitoyi.

Mfundo yofunikira kwambiri ndi momwe lipotili linakhalira:

• Tsamba la mutu;
• Chokhutira;
• Mawu oyambirira;
• Gawo lalikulu;
• Kutsiliza;
• Mndandanda wa mabuku ogwiritsidwa ntchito;
• Ntchito.

Bungwe la ntchito yokha ya ophunzira

Popeza cholinga chathu ndi kulemba lipoti labwino pazochitika mu Banking Savings (Faculty of Economics), nkofunika kubwezeretsa chinthu chotchedwa "Finance" mu kukumbukira. Tiyeni tione, kuti pazochita zachuma zimayambira pa chilango ichi.

Samalirani kwambiri mitu:

• Makhalidwe azachuma;
• Msika wamalonda;
• Malamulo azachuma;
• Kusintha ndalama.

Kuti muthe kukumbukira kukumbukira kwanu, mukhoza kutenga maphunziro kapena kupita ku laibulale yanu. Nkhani ya "Finance" imachokera pa zikalata zambiri (malamulo ndi malamulo).

Pamapeto pake, n'zotheka kuwerenga zowerengera zomwe zilipo pamituyi, zomwe zidzathandiza kwambiri kulembetsa lipoti la kuchita ndi WRC.

Zamkatimu

Chitsanzo cha lipoti la chizoloŵezi ku Sberbank, lomwe lidzalingaliridwa tsopano, liri ndi zigawo zotsatirazi:

• Mawu oyambirira;
• Makhalidwe ndi zachuma za PJSC Sberbank;
• Malo osasamala a PJSC Sberbank;
• Kutsiliza;
• Mndandanda wa mabuku ogwiritsidwa ntchito.

Chonde dziwani kuti dongosololi likukwaniritsa zofunikira zomwe zili pamwambapa: chiyambi, gawo lalikulu ndi mapeto. Gawo lalikulu la lipotili liyenera kukhala ndi mitu iwiri (monga mwa chitsanzo chathu). Mau oyamba ndi omaliza sayenera kukhala ochuluka kwambiri, okwanira adzakhala 1-2 masamba osindikizidwa (14 pt).

Zosangalatsa

Kodi ndi ntchito ziti zimene wophunzira amapanga polemba lipoti la zochitika ku Sberbank? Faculty of Economics akhoza kukhazikitsa zolinga izi:

• Kuphunzira dongosolo;
• Kuphunzira ntchito za zigawo;
• Kuphunzira magawo a kupanga;
• Sungani khalidwe la mankhwala;
• Kuphunzira njira yokonzekera ndalama;
• Kufufuza momwe ntchito ikugwirira ntchito;
• Fufuzani chithandizo chofotokozera;
• Kupenda bungwe la kukhazikitsidwa kwa chisankho;
• Kufufuza momwe zinthu zimayendera komanso zina zotero.

Mu chitsanzo chathu chokhazikitsidwa ntchito zotsatirazi:

• Fotokozani mwachidule ntchito za PJSC Sberbank;
• Ganizirani ntchito za zomangamanga;
• Ganizirani za vuto la kusakhazikika kwa ndalama;
• Kufufuza bungwe la malipiro osalipira.

Mfundo izi ziyenera kutchulidwa kumayambiriro kwa lipoti lazochita.

Zolemba

Makamaka pakupangidwe kwa lipoti ayenera kupatsidwa mndandanda wa mabuku. Inde, mukhoza kutenga zambiri kuchokera pa intaneti, koma ndibwino kuti muzipewa.

Mabuku omwe mukufunikira kuti mulembe lipoti la zopangidwe zopangidwa akhoza kutengedwa ku laibulale kapena ku bungwe kumene mukuchita. Kuphatikiza apo, mndandanda wa mabuku ayenera kupangidwa mwachindunji. Zitsanzo:

1. Civil Code ya Russian Federation (Gawo 1): Malamulo a Federal No. 13-FZ a 25.12.1995 (monga asinthidwa pa October 29, 2010).
2. Archuk PN Kukula kwa ndalama zopanda malipiro / PN Archuk // Ndalama ndi ngongole. - 2016. - №6. - P. 30-48.

Malangizo apadera pa kukhazikitsa mndandanda wa magwero angasonyezedwe muzitsogozo. Timakumbukira kuti pa nthawi ya kulemba, mafotokozedwe a magwero ayenera kuwonetsedwa.

Mapulogalamu

Tsopano muphunzira za momwe ntchito ikugwirira ntchito ku Sberbank. Mwachitsanzo, mukhoza kupereka magome akuluakulu, masewera, mafunso oyankhulana, ndi zina zotero muzochita. Mu chitsanzo chathu, mutha kuyika pa tebulo la ntchito zomwe zikuwonetsa zizindikiro zazikulu za ndalama za bungwe la 2015-2017.

Ngakhale kuti tebulo liri muzinthu zofunikira, m'pofunika kufotokoza izi mu lipoti. Musaiwale kusonyeza kuti deta yonse ikupezeka mu mamiliyoni a ruble. Fufuzani deta ndikulemba yankho lomveka bwino.

Mau oyamba

Tsopano tiyeni tipite mwachindunji kuti tikalembere lipoti lachitidwe ku Sberbank wa Russia. Tiyeni tiyambe, malinga ndi kuyembekezera, ndi mawu oyamba. Pakalipano, nkofunika kufotokoza zolinga ndi zolinga za ntchito yopanga. Apanso, zolinga ndi izi:

• Kupeza luso labwino;
• Kuphatikiza zinthu zakuthupi;
• Kusonkhanitsa ndi kusinthidwa kwa chidziwitso pa mutu wa nkhaniyi.

Komanso mu gawo lino, tiyenera kufotokozera chinthu chofufuza, mwa ife ndi PJSC Sberbank wa Russia. Mu lipoti la chizoloŵezi ndi malemba (ndemanga, mauthenga, diary), m'pofunika kuwonetsa magawo onse a ntchitoyo. Poyambirira kwa lipotili, mukhoza kukonza izi motere. Pa nthawi yopanga, ntchito zotsatirazi zinathetsedwa: ndipo lembani mndandanda.

Mutu 1

Lipoti la zochitika mu Savings Bank of Russia, mndandanda wa zomwe zili mkati mwake, ili ndi mutu - zochitika za bungwe ndi zachuma. M'gawo lino, tifunika kukambirana za bungwe, titha kubweretsa zolemba zakale (pamene ndibungwe la kampani ya Sberbank likutseguka, ndi zina zotero), onetsetsani kuti banki imatenga malo otsogolera.

Pano mukhoza kupereka zambiri zokhudza ntchito:

• Bungwe la bizinesi;
• Zochita malonda;
• Ntchito kumsika wamalonda.

Tsopano mukhoza kufotokoza momveka bwino zomwe banki ikupereka kwa makasitomala ake mu njira imodzi. Pano mungathe kuwonetsa zachuma za banki, mphamvu za chuma, kapangidwe ka chuma, kusanthula kutsogolera kapangidwe ka ndalama (kubwereka, mwini, ndi zina zotero). Musaiwale kuti muwerenge tebulo lililonse kapena tchati.

Mutu 2

Chaputala chachiŵiri cha lipoti lathu chikugwiritsidwa ntchito pa nkhani ya kusakhazikika kwa ndalama. Ngati mulemba lipoti la zokolola ku Savings Bank (dipatimenti ya ngongole), ndiye mutuwo ukhoza kukhala ndi mutu wotsatira: "Makhalidwe a dipatimenti ya ngongole ndi chiwerengero cha ndalama zambiri zogulitsa ngongole."

Kwa ife, nkofunikira kupereka mfundo zotsatirazi mu gawo:

• Kodi malo osokonezeka ndi otani;
• Kusiyanasiyana kwa ndalama zopanda malipiro kuchoka kwa ndalama;
• Kodi mawonekedwe a chiwerengero ndi chiyani?
• Kufunika kwa kukonzanso kosakhala ndalama;
• Mafomu a zolemba zothetsera;
• Zofunikira zofunika;
• Mfundo za kukhazikitsa midzi;
• Ndondomeko za ndalama za banki;
• Zatsopano za banki ndi zina zotero.

Ngati mumalankhula mwachidule, muyenera kubweretsa zonse zomwe muli nazo, zomwe zikukhudzana ndi malipiro osalipira ku banki iyi.

Kutsiliza

Pomaliza pa lipoti lokhudza zochitika ku Sberbank ayenera kufotokozera mwachidule pa ntchito yomwe yachitika. Mukhoza kumvetsera pazigawo za mwambowu. Mwachitsanzo:

• Phunziro la malamulo (malamulo, malamulo, ndondomeko);
• Kudziwa ndi mitundu yowonetsera malo;
• Gwiritsani ntchito zikalata zothetsera (kufufuza, maulamuliro, malipiro okhoma ndi zina zotero);
• Kuzindikira za malipiro osalipira;
• Wodziwika bwino ndi kayendedwe ka ntchito ndi zina zotero.

Onetsetsani kuti mukutsindika kuti ntchitoyi inali yothandiza kwa inu (kudziwa zofunikira za banki, kugwira ntchito ndi mapulogalamu a makompyuta, kupeza luso popanga zolemba).