Ndalama nkhani

Ndalama nkhani ndi mbali yaikulu ya ntchito kwa dongosolo la ndalama. Nkhani ya ndalama komanso si ndalama, ndalama zimachitika nthawi zonse, koma pokhalabe chiwerengero chawo mu makope, monga amapezeka imodzi ndi ndondomeko ya kuika ndalama kuti mabanki. Umuna ndalama - uyu si kupanga banknotes latsopano, koma oterowo kutulutsidwa mu makope, limene kuwonjezeka okwanira ndalama.

Pamatenga mawonekedwe a ndalama ndipo sanali ndalama. Mbali yoyamba umatchedwa nkhani ya ndalama kupezeka. A chambiri wa chapakati banki ya Nsanja ya dziko (mu Russia - Bank chapakati).

No mabanki ena ndi mabungwe chilamulo lamanja kuonjezera okwanira ndalama akhoza sudzaperekedwa. M'pamene angakwanitse ndi polojekiti molondola ndi kulamulira mapangidwe M0 - banknotes, amene imodzi ndi kupezeka kunja dongosolo kubanki.

Ndalama nkhani zokhudza ntchito ya mabanki onse. Mu dziko lathu tili ndi ziwiri gawo dongosolo banki, kutanthauza kuti limagwirira umuna ntchito pa maziko a multiplier kubanki. Ie chulutsa (kuchuluka) cha ndalama nkhani gawo kumachitika pamene iwo kusuntha kwa wina ndi mabanki ena malonda. Kuchulukana ndalama sangakhale banki malonda, dziko lonse la banki ali nawo mbali. Mawu multiplier ndi injini ya ndondomeko yonse, chifukwa ndi yekhayo pamene akubwereketsa kasamalidwe; gawo - amasonyeza kuchuluka kuchuluka kwa ndalama madipoziti banki.

Limagwirira wa ku multiplier banki kugwirizana ndi malo mfulu - ndi chuma onse a mabanki malonda, amene angagwiritsidwe ntchito nthawi ina kwa ntchito yogwira kubanki. Ndipotu, magombe malonda ndi ufulu kuchita wotuluka umenewu mwa zinthu zimene zili mu nkhani. Ndalama gawo akhoza ziwonjezeke kwa buku fivefold. Wazojambula limagwirira asaaonerera Bank ku Central, malamulo kufalitsidwa ndalama mu dziko.

Ndalama nkhani kumafunanso mu makope a mitundu yonse ndalama. Kukwera opangidwa osati pepala ndalama. Banknotes wosindikiza Bank ku Central, ndi zake ngongole akuzindikiridwa mu ngongole bwino. Zachuma zimatulutsa ngongole chuma, komanso Chip ndi kunenerera. Komanso pali mtundu wa gawo ndi ndalama nkhani checkbook limene kuchuluka madipoziti nkhani kasitomala Serviced mabanki, imbaenda ku kuchuluka kwa macheke nawo yokonza wotuluka malipiro cashless.

Pamene nkhani ya banknotes kupezeka pakubwera kuwonjezeka zachirengedwe ndalama mu makope, yemwe ali mmodzi mwa zifukwa zimene kufufuma. Pamene mukundiitana chiwerengero chawo cha ndalama zagolidi makope anali motsatira zofuna za mankhwala, pamene golide uyikidwa mu mawonekedwe a chuma chuma kapena kuti adzathe kulowa kufalitsidwa. Lero, ndi ndalama pepala ndi mitundu ngongole woweruza ndalama nkhani sangathe zonse yokha. Kuwonjezera unyinji wa ndalama ndi zofunika kukula kwa ulimi ndi malonda a katundu opangidwa ndi chuma. Koma zinthu kumene ndalama okwanira kuposa kufunika alipo kwa iwo, akuyamba nyamuka mitengo zivute zitani kumabweretsa kufufuma.

Nkhani ya ndalama ikuchitika mwa anamasulidwa mu makope, limodzi ndi kuwonjezeka mu unyinji wa ndalama kupezeka. Banki chapakati amaneneratu kukula kwa mpweya tsogolo ndi kugawira kwa zigawo.

Mosalekeza kusuntha ndalama ndalama ndi cashless m'kupita kwa mabungwe ndi mabanki ndi mosemphanitsa. Ndalama mayunitsi alibe wofanana ndi mtengo mwadzina. Only ndalama angatsatire ikuchitika ndi chuma si ndalama zinalembedwa kokha mu mawonekedwe a zolemba nkhani banki.