Kudalirika banki ndi Finance mu Century 21

Tikukhala m'dziko wovuta besspokoynom mu mkhalidwe zonse zamavuto, m'dziko limene zonse umamumvera kugula ndi kugulitsa. Sitikudziwa zimatsimikizira kuti sitidzafanso amachotsedwa ntchito, ndipo tiyenera kukhala osamala kwambiri pamene Tikabwera ku Cuma wathu.

Amodzi mwa malo otetezeka ndalama zathu ndi banki. Bank ukutitsimikizira osati kupeza ndalama wathu, komanso mwayi wokhala nawo pa nthawi iliyonse ndiponso pamalo alionse. Panopa dongosolo banki ndi choncho anayamba kuti tikhoza kugwiritsa ntchito ndalama zathu ku mbali zonse za dziko.

Mpikisano pakati pa magombe ndi mkulu ndipo timatha ogula amapondereza umafuna amazipanga horishimi. Mofanana ndi zimenezi, ndalama zanu osati kukhala otetezedwa, koma inu mukhoza kutenga chidwi ndi kudziunjikira iwo.

Ubwino wina kusunga ndalama kubanki ndi amatha kupeza zokhudza zonse. Izi ndi zotheka ndi thandizo la pa Intaneti ndi mafoni bankirovaniya bankirovaniya. Kotero inu kudziwa zimene zikuchitika ndi ndalama zanu pa nthawi iliyonse ndiponso zimene tingachite, ngati pali chirichonse inu sindimakonda izo.

Ngati muli ndi nkhani banki, muli ndi mwayi kulipira ngongole zawo pogwiritsa ntchito Intaneti bankirovaniya ndi tisawononge nthawi kuyembekezera mabungwe osiyana.

Mkhalidwe wachuma wa munthu aliyense ndi yovuta, makamaka pa nthawi ya mavuto ndi mkulu ulova. Kusunga ndalama anu pa pulogalamu banki kumakupatsani ena chitsimikizo kuti ngakhale inu poteryaeta ntchito, pambuyo pa zonse mudzatha kulipira ngongole zawo ndi kusamalira banja lanu, bola ngati inu kupeza ntchito yatsopano.

Anthu ena nkhawa alikuponya ndalama ku banki, chifukwa pali milandu kumene mabanki ndi bankrutiruyut choncho alibe chitsimikizo ndalama. Komabe, pa nthawi ino funso penapake kosalimba, popeza kuti mabanki akuyenera sitingakumane ndi kuonetsetsa makasitomala awo.

Kumene, tiyenera kukumbukira kuti pali nthawi otetezeka kuika ndalama zawo kubanki kuposa kuwasunga kunyumba. Chinanso kunenanso phindu la kusunga ndalama kubanki - izo ndi zoona kuti anthu ntchito ku mabanki, amene ali akatswiri ndipo adzakupatsani malangizo abwino kapena kugwiritsa ntchito kwa ngongole ndi yachinsinsi palibe ndalama.

zofunika kwambiri n'chakuti tiyenera kuonetsetsa ana athu pamene iwo ali wokhoza ndalama zawo. Madipoziti zimatipatsa mwayi kudziunjikira wina kuchuluka kuti mutsimikizira chitetezo cha ana.

Anthu ambiri amadya kunja. Iwo alibe mwayi, komanso si otetezeka kwambiri kutenga ndalama zanu mu thumba lanu kapena m'sutikesi. Vutoli kulibe pamene ndalama kubanki, monga Citibank, monga makasitomala amapatsidwa mwayi wokhala nkhalango ndi njira yabwino kwambiri ndi ndalama zawo, opanda kanthu komwe iwo ali.

Pomaliza, tinganene kuti ngakhale tikukhala m'dziko loopsa ndi chosadalirika, koma tilibe chitsimikizo kuti ife malipiro nthawi zonse, koma banki ndi malo amene tingathe kusunga Cuma canu ndi kukhala bata, kuti zonse ife anapeza mu njira ya moyo wawo sadzakhala otaika chifukwa cha zinthu zimene anthu sangathe zokhumba zathu. Tiyenera osati ndalama, komanso kuwasunga suitably, monga ife tiri nazo lero mwina ndalama, koma palibe amene angathe akutsimikizira kuti zidzafika mawa.