Nthawi yachisomo ya khadi la ngongole la Sberbank

Ngongole popanda kulipira kubweza chiwongoladzanja chachikulu pa zomwe zili pulogalamu lero ndilo loto lofunika kwambiri la anthu ambiri. Kupeza ntchito yoteroyo sizosangalatsa. Woperekera aliyense wa banki iliyonse akhoza kupeza ndalama popanda chiwongoladzanja. Mwachitsanzo, nyengo yachisomo ya khadi la ngongole la Sberbank imakulolani kugwiritsa ntchito ndalama zanu masiku 50 popanda malipiro.

Zimagwira bwanji ntchito?

Nthaŵi yachisomo yobwereketsa ndi nthawi imene wobwereka angagwiritse ntchito ndalama za ngongole kwaulere. Ngati mubweza ndalama zomwe mwakongoletsa m'kupita kwa nthawi, ndiye kuti mudzayenera kulipira pulasitiki. Kulandira khadi la ngongole palokha kumatsimikizira ofuna chithandizo kuti apeze ngongole. Popanda kukhala ndi ndalama zokwanira, adzasangalala kulandira ku ATM yapafupi. Atabwerera, wofunafunayo angafunike kulipira ngongole mwamsanga ndikubwezera ndalama mwamsanga. Pachifukwa ichi, iye sadzalipira malipiro opitirira ndalama zomwe ali nazo. Nthawi yachisomo ya khadi la ngongole la Sberbank imakulolani kugwiritsa ntchito ndalama kwa masiku 50 mwangwiro. Komabe, ndi bwino kukumbukira kuti nthawiyi ikugwiridwa ndi lipoti la mwezi, osati tsiku lomwe adatenga ndalamazo. Mwa kugula, mwachitsanzo, pa February 12 makina ochapira ndi khadi la ngongole, muyenera kulipirira ngongoleyo pasanafike pa March 20. Motero, kubwereka ndalama kuli bwino pokhapokha atapereka malipoti pamwezi. Kuphatikiza pa mwayi wogwiritsa ntchito ngongole yopanda chiwongoladzanja pa khadi, mukhoza kutenga ngongole yobwereka. Izi zikutanthauza kuti mwamsanga mutabweza ngongole, mutha kutenga ndalama zatsopano mwamsanga ndikuziyika.

Makhadi a ngongole a Sberbank: nthawi yachisomo ndi malipiro ochepa

Ngati wobwereka alephera kulipira ngongole masiku makumi asanu, ndiye kuti chiwongoladzanja chidzayamba kulipira ndalama zonse. Malingana ndi mtundu wa khadi, akhoza kukhala 12 mpaka 40% pachaka. Malipiro ochepa a ngongole ndi 10% ya ndalama zonse. Mwa kupanga ndalama zochuluka, wobwerekayo adzakakamizidwa kulipira mochulukira mwezi uliwonse. Ndichifukwa chake akatswiri onse amalangiza kulipira ngongole pamene pali nthawi yachisomo ya khadi la ngongole la Sberbank. Ndi panthawi ino kuti mutha kusunga kwambiri pogwiritsa ntchito zida za anthu ena. Kuphatikizanso apo, mutha kutsegula khadi la ngongole ku banki ina ndikubweza ngongoleyo. Kutenga koyamba ku banki imodzi ndalama zofunikira, ndikubwezeretsani ku Sberbank, mwamsanga mubwerere. Kunyenga ndi makadi a ngongole sikuvomerezedwa ndi mabungwe azachuma, koma pokhala ndi mbiri yabwino, palibe chomwe chimalepheretsa wogula malingaliro kuti agwiritse ntchito njira iyi.

Ziyenera kukumbukiridwa nthawi zonse kuti nyengo ya chisomo ya khadi la ngongole la Sberbank ndi masiku makumi asanu, koma imalingaliridwa kuyambira tsiku la lipoti, osati kuchokera nthawi imene ndalamazo zinatengedwa. Kumvetsa mfundo yosavutayi kumapangitsa kuti ndalama zongobwereka zigwiritsidwe ntchito bwino ndikukonzekera bwino kubwerera kwawo ku bungwe la ndalama. Kugwiritsira ntchito makhadi a ngongole kumapatsa munthu wanzeru mwayi wogwiritsa ntchito ndalama zofunikira pamene pakufunika, ndipo adzapulumutsa mavuto ambiri ang'onoang'ono.