Kodi ubale: Mfundo

Choncho, kodi ndicho chomangira? chilengedwe malonda aphimbidwa ndi mawu sheya ngongole umuna, chinthu chachikulu chimene ankaona kuti kudzipereka, tiyeni nkhope yake nthawi ina kulipira chofukizira ndalama mwachindunji pa izo, ndi chidwi (coupon zida). Mosiyana m'matangadza apeze iye lokhazikika. Yemwe anapereka mgwirizano, otchedwa ndi issuer lapansi. Iwo akhoza kumachita ngati bungwe, akuluakulu a boma wamkulu wa magawo osiyanasiyana makampani ena ndi m'mayiko .

Nkhani chomangira akhoza ikuchitika pa nthawi yosiyana - chaka chimodzi makumi angapo. Aliyense ali umatchedwa chofukizira kwa bukuli. Mosiyana ochiritsira kutengerapo ngongole ufulu wa zonena ngongole sikutanthauza ndi njira chilolezo lalikulu. Kugula msinga ndi kugulitsa iwo isanafike kukhwima akhoza ikuchitika mobwerezabwereza. Poyerekeza sheya ena kusasiyana - m'matangadza, tikhoza kusiyanitsa chachikulu. Kodi ndicho chomangira - ndi chuma cha ngongole ndi ufulu kukakamiza kubwerera kwa pantchitoyi kuphatikiza chidwi. Iwo salola chofukizira kukhala mwini wa magawo a kampani imene inakhazikitsa, ndipo kutenga mbali pa ntchito kampani kupereka.

Komanso, bondholders nawo ufulu ŵakwenera za kubweranso kwa ndalama ngongole poyerekezera ndi zopalira la magawo kulandira benefiti. Mfundo imeneyi anakhalabe mu mwambo bankirapuse wa issuer lapansi. Kusanthula izi amazionera, kuti ubale, izo Ndizachidziwikire kuti kwambiri wangwiro chitetezo, kuposa kanthu. Makamaka ngati anamasulidwa dziko likunena osauka, ali ndi amtengo wabwino. Nthawi zina, angathe kuchitidwa kutembenuka kwa mafuko ndi kumangidwa.

Mofanana ndi sheya aliyense, iwo anabwera ku mitundu yosiyanasiyana, malingana ndi makhalidwe ena. Kodi akapolo, pamene ankaona pa mfundo zimenezi? Zingakhale zosiyana malinga ndi mtundu ndi issuer mawu akuti ngongole, monga tafotokozazi. Mmene khalidwe chachiwiri akhoza zosiyanasiyana osati nthawi ya nthawi, koma azisinthidwanso mphamvu zake. Makamaka, pepala mwina atathana ndi undated kukhwima. Malinga mlingo wa umwini kumangidwa iwo akhoza kukhala mtumiki ndi mayina (pamene chofukizira ali anasonyeza pa chikalata mu mabuku umboni).

Izi ngongole sheya issuance akhoza kugawidwa pa chandamale (kwa ndalama ya ntchito yeniyeni) ndi ochiritsira. nsinga malawi mtundu Mukhoza kumasuka ndi kukakamizidwa lnym. Palinso gulu mu mawonekedwe a kubweranso kwa ndalama anabwereka (mu mawonekedwe a thupi ndi ndalama). Chimatha ngongole akhoza mpukutu pamodzi kapena pang'onopang'ono.

Komanso, nsinga anawagawira mwa njira malipiro: chidwi okha okha mwadzina, Uwerenge yapita awiri pa nthawi ya chiwombolo, ziŵalo, nthawi kuliika ndalama kuphatikiza yaikulu kuchuluka kumapeto kwa liwu ngongole. Mlingo coupon angakhale osiyana (akuyandama uniformly kuwonjezeka, wosakaniza Kochepa, wosasintha). Mapepala mwina mpandadenga ndi mosemphanitsa, ndipo iwo ndi gulu malingana collateralized lapansi.